Our process incorporates strategic planning that begins with an intense desire on our part to identify and understand your financial objectives, time horizon, and tolerance for risk. A byproduct of strategic planning is an asset allocation model that forms the basis for portfolio construction. As mentioned, more than 90% of a portfolio’s performance is driven by the asset allocation decision. Since it is the dominant factor in determining total portfolio return, it in concert with individual investment planning is the central theme of our investment management process.

 

A carefully constructed asset allocation policy establishes the framework from which investments for the core of your portfolio is recommended. In addition, we incorporate tactical strategies in the security selection process that are based on years of industry experience, and an awareness of market opportunities that exist at any point in time.

 

After investigating and evaluating your situation, we will recommend customized solutions tailored to your goals and objectives. With your approval, these solutions are implemented, and strategies put to work. Finally, we monitor and review your portfolio on a regular basis to ensure we are meeting those goals and objectives.