The Etergino Group - RBC Wealth Management

The Etergino Group

We follow the same, disciplined investment process with individual investors as we do with our institutional clients. We believe that all portfolios can benefit from the prudent process designed for investors in fiduciary roles, and the due diligence and ongoing monitoring that are associated with it.

The Etergino Group is dually dedicated to providing superior investment portfolio management and outstanding client service. While RBC’s international presence and scope provide us with resources competitive with those of any of the largest firms, we are unique in the small-firm, and more importantly, team-oriented, philosophy we adhere to. This applies not only to our relationships within the firm – we work daily with our research, capital markets, retirement, lending, estate planning, and other specialized departments to address any issues that may arise – but also extends to our client relationships. We are happy to coordinate with your accountants and/or lawyers, to provide you with more complete and effective service.

To simplify our clients' lives, we routinely work with other trusted advisors - accountants, attorneys, bankers, insurance agents, etc... - to coordinate comprehensive tailored solutions for our clients needs. To optimize the objectivity of our advice, we recommend a wide variety of investment options that are not limited to certain investment product providers. We also offer alternative investments and socially-responsible investment options for investors who have an interest in them.

In order to enable this relationship, we prefer to stay in close contact, and generally suggest quarterly meetings to review your portfolio, and to address any other questions or concerns you may have. You are also, of course, encouraged to contact us at any time, via phone or e-mail, and we will always respond promptly.

We at The Etergino Group take pride in our high level of quality service and commitment to our clients. Our comprehensive planning approach ensures that we always put your needs first while we strive to help you achieve your financial goals. Some of the services we provide include:

· Comprehensive financial, retirement, educational, and estate planning.

· Customized asset allocation plans developed for you based upon your risk tolerance and investment goals.

· Implementation of your portfolio using a variety of investment vehicles: mutual funds, exchange-traded funds, and money managers.

· Detailed account performance review on a quarterly basis.

· Invitations to educational events hosted by RBC.

All of these services are included in the comprehensive fee-based approach we take to investment consulting. Our fee-only investment advice further aligns are interests with those of our clients, without any real or percieved conflicts of interest.

We find our consulting services are best utilized by individuals, families, and organizations with investible assets exceeding $1 million.