Thomas J Powers
First Vice President - Financial Advisor, Consulting Group

(727) 825-7728
thomas.powers@rbc.com

Tom has been a financial consultant since 1985, and joined RBC Wealth Management™ in 1998. Prior to that time, he worked at William R. Hough & Co, which was later aquired by RBC Wealth Management. He has an associate's degree in recreation from Mitchell College, a bachelor's degree in sociology from Eastern Connecticut State College, and a master’s degree in sports management from the University of Massachusetts. Tom is a 2004 graduate of the Securities Industry Institute at The Wharton School of Business. His experience has led him to specialize in the areas of fixed income, planning and portfolio management.

Born and raised in Niantic, Connecticut, Tom has worked and lived in St. Petersburg since 1991 with his wife, Susan, and daughters, Nicole and Jessica. He enjoys volunteering and supporting charitable efforts, serving as a member on the Board of Trustees for the Ronald McDonald House Charities of Tampa Bay. Tom is also a member of Feather Sound Country Club in Clearwater, Florida.

Kristin A Cebuhar, AWM
Associate Vice President - Financial Advisor

(727) 895-8851
kristin.cebuhar@rbc.com

Kristin began her financial services career in 1998 at Private Bank Minnesota helping high net worth clients with their daily banking and lending needs. Private banking led Kristin to JC Bradford in Nashville, Tennessee where she expanded her career to include individual and business retirement planning. Her specialties include retirement plan design and consultation in the areas of individual and employer-sponsored retirement plans such as IRAs, SEP IRAs, SIMPLE IRAs, Profit Sharing, Money Purchase Pension, 403(b), 457, 401(k) and Defined Benefit Plans. She also has extensive knowledge of IRS regulations for employee participation elections, top-heavy and discrimination testing, safe harbor provisions, plan distribution options, income strategies and beneficiary designations.

Kristin joined RBC Wealth Management in 2001 as a Wealth Management Consultant. Prior to that time she worked at William R. Hough & Co, which was acquired by RBC Wealth Management. Her expertise in selecting professional money managers and mutual funds, as well as consulting for income, trust, estate planning and insurance reviews, helps our team develop well-rounded solutions for the individual needs of each client.

Born in Minnesota, Kristin received her bachelor's degree from St. Olaf College in Northfield, Minnesota. She is a 2004 graduate of the Securities Industry Institute at The Wharton School of Business. Kristin spends time with her husband Brian and two dogs - Parker and Thor. She enjoys golfing, reading, participating in triathlons and training.

RBC Wealth Management does not provide tax or legal advice. All decisions regarding the tax or legal implications of your investments should be made in connection with your independent tax or legal advisor.