Qualifications
Employed in the investment field since 1981, I have concentrated on portfolio management with stocks, bonds, mutual funds, and independent money managers. In 2004, I earned the firm's internal, professional designation of Accredited Wealth Manager (AWM) through an education program sponsored by RBC Wealth Management and Michigan State University. By attaining this, I have demonstrated advanced knowledge of the firm's wealth management process, concentrating in the areas of business and retirement planning, insurance solutions, charitable giving, advanced investment strategies, and estate and trust planning strategies. I have also been named to RBC Wealth Management's Consulting Group which recognizes financial advisors for their success in building a consultative fee-based business practice. My prior education includes a Master of Business Administration degree from Rensselaer Polytechnic Institute.

Personal
I have lived in the Schenectady area my entire life with my wife and our two sons. Community activities have been an important aspect of my life. I am the Treasurer of St. George's Episcopal Church, a former President of the Scotia Rotary, and served as Treasurer of the Scotia Rotary Foundation. I also enjoy hiking, water sports, and curling.


Professional Trustee services are offered to RBC Wealth Management (RBC Wealth Management) clients by RBC Trust Company (Delaware) Limited (RBC Trust) and Comerica Bank & Trust, N.A., who serve as trustee. RBC Wealth Management and RBC Trust are subsidiaries of Royal Bank of Canada (RBC) which operates under the brand name of RBC Financial Group. RBC Wealth Management and RBC Trust operate as separate affiliated entities and are wholly owned subsidiaries of Royal Bank of Canada. RBC Wealth Management will receive compensation in connection with offering these services. Neither RBC Wealth Management nor its Financial Advisors are able to serve as trustee. RBC Wealth Management does not provide tax or legal advice. All decisions regarding the tax or legal implications of your investments should be made in connection with your independent tax or legal advisor.