| | Flader Wealth Consulting Group |
Our team is highly collaborative. It is important for you to know that we all have a complete understanding of your situation. Our recommendations will be the same no matter which one of us you work with as your primary contact or speak to on a given day. That said, we each have unique backgrounds and skills and you may wish to contact different individuals on the team depending on your specific need.
Allan J. Flader, AWM, CRPC®, CIMA®
Senior Vice President - Financial Advisor, Senior Consulting Group
(602) 381-5388
allan.flader@rbc.com
Allan is responsible for overseeing the overall investment, asset allocation and tax minimization strategies for your account. Allan assesses the risk tolerance of each individual client and determines the appropriate strategic model for client portfolios. With more than twenty-five years of experience, Allan is one of roughly 5,500 Certified Investment Management Analysts (CIMA®) nationwide, earning the distinction through the University of Pennsylvania’s Wharton School of Business. Allan holds the Accredited Investment Fiduciary® professional designation, awarded by the Center for Fiduciary Studies, which is associated with the University of Pittsburgh. He has received formal training in investment fiduciary responsibility.
Allan is also an Accredited Wealth Manger. RBC Wealth Management partners with the Academy of Multidisciplinary Practice, Inc. and the Estate & Wealth Strategies Institute at Michigan State University—both very prestigious and well respected academic institutions—to design and deliver the cutting-edge AWM curriculum. Financial Advisors who meet the high standards for acceptance into the program spend six months learning how to develop effective wealth management strategies and operate a multidisciplinary professional practice, geared toward delivering comprehensive wealth management solutions. He has also obtained the Chartered Retirement Planning CounselorSM designation. The CRPC® Program focuses on the pre- and post-retirement needs of individuals and provides the necessary tools to transform the retirement planning process into a positive experience. Enrollment in the program includes the study of a variety of principles in the retirement planning field. The program guides participants through the retirement process from start to finish, addressing issues such as estate planning and asset management.
Prior to joining RBC Wealth Management in 2008, Allan served as a financial advisor for Merrill Lynch & Co., Inc., Prudential Securities and UBS Financial Services Inc. At UBS he was a part of the select PRIME Institutional Consulting Group, and a perennial Chariman's Club member, reserved for the top 3 percent of firm's advisors nationwide. In 2009 Allan was named to RBC Wealth Management's Chairman's Council, recognizing the firm's top financial advisors, and in 2013 he was named to the Financial Times Top 400 Advisors list. He earned a Bachelor of Science degree in finance and economics from the University of Arizona, graduating with top honors. Allan and his wife Katherine live in Phoenix and have two children.
Consultant Awards:
- Barron's magazine named Allan to their Top 1000 Financial Advisors in the United States in 2013, 2012, 2011 and 2010
- National Association of Board Certified Advisory Practices (NABCAP) Premier Advisor (2011)
- Barron's magazine ranked Allan in the top three in Arizona in their Top 1000 Financial Advisors in the United State's edition in 2013, 2012, 2011, and 2010
- Registered Rep magazine named Allan as one of America’s Top 100 Wirehouse Advisors in 2008 (only Arizonan)
- Research magazine named Allan as one of the Top Advisors nationwide in 2006
- Financial Planning on Wall Street named Allan one of the Top Ranked Rookies in 1994
National and Regional Speaking Appointments:
- Pacesetter Conference UBS, March 2003,“Lending Capabilities”
- Pacesetter Conference UBS, May 2005,“Practice Management Asset Allocation and Alternative Investments”
- Hanover Forum, Fall 2000, Atlanta, Georgia,” Panel Discussion regarding Asset Allocation”
- National Make-A-Wish Foundation Conference, “Investment Policy Statement, Manager Search and Selection, and Investment Monitoring”
Published Articles:
- On Wall Street and Bank Investment Consultants, September 1, 2010, “Why Risk It?,” on why your client’s risk profile may not be painting the whole picture.
- Financial Planning, June 1994, “Deviating From The Standard,” on using semi-variance as a measure of risk.
- Financial Planning on Wall Street, January 1994, "Flader's Formula," on asset allocation and investment management.
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Allan Flader has been
recognized by Barron's as one of the Top 1000 Financial Advisors in the U.S.
(2010, 2011, 2012, 2013) |
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Allan Flader has been named as a Financial Times Top 400 US Advisor for 2013
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Brian K. Flader, ChFC®, CRPC®, CLU®
Senior Financial Associate
(602) 381-5389
brian.flader@rbc.com
Brian specializes in analyzing current portfolios and making recommendations to clients seeking to maximize risk-adjusted returns, with a focus on tax minimization strategies. He conducts portfolio reviews with existing clients and is actively involved in investment manager selection. Brian is a Chartered Financial Consultant (ChFC®). Similar to the CFP® designation, a ChFC® also has training in overall financial planning and understanding the basics of financial plan construction. In addition to the same coursework required for the CFP®, ChFC® candidates also complete electives in topics such as executive compensation and macroeconomics. Brian is also a Chartered Life Underwriter (CLU®).This designation is earned by insurance specialists with education in risk management and estate planning. Candidates must take 8 college-level courses in preparation for the exams. There are 16 hours of exams that must be passed, as well as work experience and continuing-education requirements similar to those for the ChFC®. Lastly, Brian has also obtained the Chartered Retirement Planning CounselorSM designation. The CRPC® Program focuses on the pre- and post-retirement needs of individuals and provides the necessary tools to transform the retirement planning process into a positive experience. Enrollment in the program includes the study of a variety of principles in the retirement planning field. The program guides participants through the retirement process from start to finish, addressing issues such as estate planning and asset management.
He holds the Series 7, 63 and 65 securities licenses and is insurance licensed. Brian earned a Bachelor of Arts in business administration from the University of Arizona. He and his wife Kerri have three children and live in Phoenix. | |
Michael C. Flader
Senior Financial Associate
(602) 381-5390
michael.flader@rbc.com
Michael specializes in cash management and establishing savings plans for higher education. He holds the Series 7, 63 and 65 securities licenses and is insurance licensed. Michael also handles performance reporting for client accounts, and as the team's new client liaison, assists clients with RBC Wealth Management's online platform and other technology issues.
Michael earned a Bachelor of Arts in psychology from the University of Arizona and lives in Phoenix.
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Chris Young, CFP®, CRPC®
Senior Investment Associate
(602) 381-5391
chris.young@rbc.com
Chris works closely with each member of the group and assists with investment related research. In addition to specializing in portfolio construction, analysis and tax minimization strategies, he helps run retirement income models and other financial projections for clients. Chris holds the Series 7 and 66 securities licenses and is insurance licensed. He has also attained his CERTIFIED FINANCIAL PLANNER™ (CFP®) designation.
Chris earned a Bachelor of Science in political science from Arizona State University. He and his wife Kristin live in Scottsdale and have two children.
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Joanne (Jo) B. Lane
Senior Registered Client Associate
(602) 381-5386
joanne.lane@rbc.com
Joanne ensures each client receives unparalleled service on the administrative side of day-to-day account management. She handles new account opening and helps clients find lending solutions when needed. She holds the Series 7 and 63 securities licenses and has more than 31 years of experience assisting clients in the financial services industry.
Joanne earned a Bachelor of Arts in sociology from Case Western Reserve University in Cleveland, Ohio. She and her husband Jim live in Scottsdale and enjoy spending time with their three children and four grandchildren.
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Linda L. Caldwell
Senior Client Associate
(602) 381-5387
linda.caldwell@rbc.com
Linda specializes in managed account administration. She also processes check or wire transfer requests and can help clients when they need copies of tax documents or account statements. She has more than 25 years experience in the financial services industry. Linda and her husband Les have one child.
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