Approach To Wealth Management
Our approach integrates your objectives into a personalized plan that can be updated as life changes occur. We combine sophisticated investment planning tools with professional resources to help match your objectives with customized solutions. Our process includes:
- Understanding Your Financial Objectives — We begin by listening to understand you and your financial objectives.
- Gathering Your Current Financial Information — Together, we gather specific information on your financial picture.
- Developing Smart, Time-Tested Strategies — Next, we analyze your financial and personal information to match your objectives with sound strategies.
- Implementing Thoughtful and Creative Solutions — We develop customized solutions tailored to your objectives, drawing from a wide selection of world-class products and services.
- Providing Timely, Ongoing Service — We regularly review your situation to help ensure your financial objectives are being met.
Wealth Management Professionals
The Wealth Management Professionals serve as a resource to RBC Wealth Management® financial advisors. They develop a stronger understanding of your personal financial objectives, gather valuable information and support complex financial and wealth strategies issues for the clients of RBC Wealth Management.
Vice President – Wealth Strategies Consultant, Estate and High Net Worth
Van has been in the financial services industry since 1986. He is a CERTIFIED FINANCIAL PLANNER™ practitioner (CFP®) and is Series 7 and Series 66 licensed. He holds degrees from Washington & Lee University and Middlebury College. A frequent public speaker, Van works primarily with individual clients, but he has also worked with institutional clients as a planned giving consultant. As part of his responsibilities, Van works with RBC Wealth Management financial advisors to develop strategies in the areas of estate planning, retirement planning, stock option planning, charitable giving, education funding and wealth transfer. He also has significant experience in helping clients understand sophisticated equity risk management strategies such as exchange funds, equity collars and forward contracts. Van works with clients’ attorneys, accountants and other professionals to implement recommended planning solutions.
Thomas has worked directly with clients in a variety of consultative roles since entering the financial services industry in 2003. He earned a B.A. from the University of Delaware and a M.B.A. with a concentration in finance from Goldey-Beacom College in Wilmington, Delaware. He specializes in collaborating with RBC Wealth Management® Financial Advisors to deliver trust solutions to high-net worth individuals and families as part of a holistic wealth management planning solution. He is responsible for offering trust and custodial services through Financial Advisors who then remain the main point of contact for clients. His overall goal is to enhance and support client-advisor relationships as well as to identify trust solutions that both optimize opportunities and mitigate risks. As a former Financial Advisor, Thomas has a strong background in retail investing — with a special emphasis on understanding and complying with fiduciary responsibilities related to investments held in trusts. Because of his experience as an investment professional and working with private bankers, he adds tremendous value by asking open ended questions to help discover the important issues and concerns that may affect each client’s financial well-being and trust directives. In addition to providing expert recommendations on a broad range of specific trust structures, Thomas has a deep knowledge of the Delaware trust system as a wealth building and preservation tool.
Vice President – Retirement Plan Consultant
Todd joined RBC Wealth Management in 2008 and has 24 years’ experience in the financial services industry. He received his Bachelor of Science degree in business administration from Virginia Commonwealth University. Todd has in-depth experience in analyzing organizations’ retirement plan needs and recommending appropriate vehicles, including 401(k), profit-sharing and defined benefit plans, and SIMPLE and SEP IRAs. As part of his responsibilities, he consults with corporations and non-profit groups of all sizes to help develop strategies and solutions for their ERISA and non-ERISA retirement plan needs. Todd has expertise in the areas of plan design, employee education, fiduciary issues and asset allocation. He does extensive research into retirement plan providers. He also assists RBC Wealth Management Financial Advisors in servicing clients’ retirement plans. Todd helps create and maintain investment policy statements, and he is involved in investment monitoring, plan design and portfolio consulting.
|David Brown |
Vice President - Wealth Management Consultant
David Brown is Vice President and Wealth Management Consultant for RBC Wealth Management. David is based in Richmond, VA and helps Financial Advisors and their clients identify strategies to accumulate wealth and convert that wealth to income, based on client objectives, in the firm’s South region. As part of his responsibilities, David helps RBC Wealth Management Financial Advisors address the investment and retirement planning needs of high net worth individuals. David joined RBC in 2012 and has over 12 years of experience in the financial services industry. He received his Bachelor of Arts degree from Randolph-Macon College. He has earned the Certified Investment Management Analyst (CIMA) designation, and holds the Series 7 securities licenses.
Senior Credit Officer
Matt has worked in the financial services industry for 18 years. Matt received a B.S. degree from the University of Delaware. With a diverse background in lending services and financial instruments, Matt brings a broad based perspective to understanding clients’ credit needs. Matt provides recommendations to RBC Wealth Management financial advisors on how to help clients use collateralized securities to help meet a variety of goals, including real estate purchases, bridge financing, construction financing and leveraging of investment portfolios. Matt will consult with clients on credit and lending issues, and is also involved in structuring and initiating all aspects of the loans and lines of credit written through International Wealth Management.
These services and information are provided by Royal Bank of Canada and its affiliates, including RBC Capital Markets, LLC, a wholly owned subsidiary of Royal Bank of Canada. Services provided by affiliates are subject to their terms and conditions, including credit approval. Credit specialists are employees of Royal Bank of Canada. RBC Wealth Management and/or your Financial Advisor may receive compensation in connection with offering or referring these services. Trust Services are provided by third parties. Neither RBC Wealth Management nor its Financial Advisors are able to serve as trustee. RBC Wealth Management does not provide tax or legal advice. All decisions regarding the tax or legal implications of you investments should be made in consultation with your independent tax or legal advisor.